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Same PG, same settlement.
Pay ₩330,000 less in the first year.

YourIT is an official partner of Toss Payments and NICE Payments. If you apply through us, the Toss registration fee and annual management fee are waived, and the fees are lower than signing up directly on the official website.

  • Credit card 3.30%, bank transfer 1.8%, virtual account ₩300 per transaction
  • For NICE Payments, Merchant registration fee waived
  • Payment window, automatic payments, international cards integration is a paid service after a quote
  • Your contracting party and settlement remain with the PG company

Toss Payments first-year cost breakdown · Credit card, standard tier

₩
ItemDirect sign-up on official websiteVia YourIT
Registration fee₩220,000Waived
Annual management fee₩110,000Waived
Card fees for 12 months--
First-year total--

Fees are calculated simply at the standard tier rate of 3.4% / 3.30%, VAT excluded. Micro and SME tiers have even lower fees.

First-year savings-

Compared with direct sign-up on the official website

Toss Payments published amounts and rates, and partner channel terms. Rates are VAT excluded.

₩330,000 Amount saved in the first year from the waived Toss Payments registration fee and annual management fee Registration fee ₩220,000 + annual management fee ₩110,000, based on Toss Payments published amounts
Item Direct sign-up on official website Via YourIT Difference
Registration fee One-time (initial) ₩220,000 Waived Save ₩220,000
Annual management fee ₩110,000 Waived Save ₩110,000
Credit/debit card Standard tier 3.4% 3.30% 0.1%p lower
Bank transfer 2.0% 1.8% 0.2%p lower
Virtual account Bank deposit ₩400 per transaction ₩300 per transaction ₩100 lower per transaction

Amounts and rates for direct sign-up on the official website are values published by Toss Payments (as of October 2026). Since the PG company may adjust rates according to card company and financial authority policies, we do not promise that they are fixed. If we receive a change notice, we will inform you first.

Lower rates apply to micro and small businesses

Tiers are applied and adjusted automatically based on the National Tax Service list under the Specialized Credit Finance Business Act.

Micro 1.70%
SME 1 2.30%
SME 2 2.40%
SME 3 2.70%
Standard 3.30%

New businesses start at the standard tier at sign-up, and the preferential tier is applied automatically once the National Tax Service list is reflected. Based on credit cards, VAT excluded.

From Application to Integration

Consultation is free, and we check the progress directly and keep you informed.

  1. Request a consultation

    We check your industry and payment methods and recommend a suitable PG and tier.

  2. Document submission

    We receive your business registration certificate, bankbook copy, etc. and submit them through the partner channel.

  3. PG review

    The PG company conducts the review. If additional documents are requested, we will let you know immediately.

  4. Key issuance

    A merchant ID and API key are issued.

  5. Integration (paid)

    If you wish, after a quote we attach the payment window and verify it through to a test payment.

The review period is determined by the PG company, so we cannot guarantee it. Applications may be rejected depending on industry and transaction type, and if the likelihood seems low, we will tell you in advance at the consultation stage.

Scope of Support

Both payment methods and integration environment scope are finalized during the consultation.

Toss Payments

Official partner (referral partner)

  • Registration fee and annual management fee waived
  • Payment window: card, bank transfer, virtual account, easy payment
  • Automatic payments (billing): recurring subscriptions, monthly billing
  • International cards: card company review required after additional application
  • Guidance on using the merchant admin

NICE Payments

Official partner (marketing alliance)

  • Merchant registration fee waived
  • Authenticated payment: card, bank transfer, virtual account
  • Recurring payments (billing)
  • Application service: we submit the application directly
  • Point of contact for settlement history inquiries

Integration environment

Integration development is a paid service provided after a quote

  • Youngcart: payment setup (paid)
  • Custom-built site: integration code work (paid)
  • Cafe24, imweb: must apply for the platform's own payment service (not supported)
  • Through test payment verification

Even after you apply,

there is one point of contact

  • Checking settlement delay/omission inquiries
  • First-level check of payment errors
  • Advance notice when a rate change notice is received
  • Application service for adding payment methods

Handled by a team that has done payment integration itself

YourIT has built and operates card payments, recurring payments, and international card payments for its own services. Your consultation is with people who have experienced where integrations get stuck.

We can view your merchant contract status and settlement history in the partner admin, so we don't just tell you to "ask the PG company."

Consultation & Technical Support
Weekdays 09:00 ~ 18:00
Sales Inquiries
24/7
Phone
02-6953-9082

FAQ

These are the questions we receive most often before a consultation. For anything not covered, feel free to ask us by phone.

Why are fees lower when I sign up through YourIT?
YourIT is registered as a Toss Payments partner (referral partner), so your application is submitted at the rates that apply to the partner channel. As when applying directly on the official website, your contracting party is still Toss Payments, and the service and settlement are the same. Only the registration fee, annual management fee, and rates differ.
We are a micro/small business. Is it still beneficial for us?
Preferential fees for micro and small businesses are applied automatically based on the National Tax Service list under the Specialized Credit Finance Business Act. Rates by tier are listed in the table below. New businesses start at the standard tier and are adjusted automatically once reflected in the list.
Do you also integrate the payment window?
Yes. We integrate the Toss payment window, automatic payments (billing), and international cards, as well as NICE authenticated payments and billing, as a paid service. For both Youngcart setup and custom-built site integration, we confirm the scope during the consultation and provide a quote before proceeding. Cafe24 and imweb require applying through the payment service provided by the platform, so they are not covered by this service.
How long does the review take?
Merchant reviews are carried out by Toss Payments and NICE Payments, so we cannot guarantee the timeframe. However, since applications are submitted through the partner channel, we can check the progress directly and will let you know immediately if additional documents are requested.
Can my application be rejected in the review?
Yes. If the PG company reviews your industry and transaction type and deems them unsuitable, it may reject or suspend your application. We check your industry and sales method at the consultation stage first, and if the likelihood is low, we will tell you in advance.
Will the fees always stay the same?
The PG company may adjust rates depending on card company and financial authority policies or changes in your preferential tier. We cannot promise that rates are fixed, but if we receive a change notice, we will let you know first.
Who handles settlement?
The PG company settles directly to your account. It does not go through YourIT. You can also contact us about settlement history inquiries or delays, and we will check for you.
Can I apply even if I don't use YourIT hosting?
Yes. You can apply regardless of whether you use our hosting. However, managing your server, domain, and payments in one place has the advantage of having a single point of contact when problems occur.

Free consultation · Apply for the service

Leave your details and we will contact you within 1 business day. Consultation is free and incurs no cost.

If you only want to apply for Toss Payments without integration support, you can apply directly through our partner-only link. Apply for payment window · Apply for automatic payments

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Ask Us Anything

YourIT experts will answer your questions quickly and easily.

Customer Center 02-6953-9082
Email Inquiry [email protected]
Business Hours Weekdays 9:00–18:00
FAX 0504-332-6697